9 THINGS YOU MUST DO BEFORE THE END OF YEAR (BRUTAL, PRACTICAL, NON-NEGOTIABLE)
No sweet talk. No vague wishes. If NEXT YEAR will be different, it starts with what you do right now. Use this blueprint , brutal, actionable, and painfully honest 👇.
1) REFLECT ON CURRENT YEAR.
Sit with a notebook and your planner. Answer the hard questions: what happened, how did you grow, where you failed, what lessons burned into you. Don’t gloss over pain , list it, name it, learn from it.
Action: Spend 60–90 minutes. Write 5 wins, 5 losses, 5 lessons. Circle one habit that caused most of your losses.
2) DO A FINANCIAL AUDIT , AND FIX THE LEAKS
Most people think they’re broke. They’re not broke , they have leaks. Identify where money disappears: subscriptions, late fees, bad relationships, habits.
Action: Track every naira for 30 days. Cancel 3 subscriptions you don’t use. Redirect money saved into a separate “action” wallet for re-investment.
3) DUMP ONE TOXIC RELATIONSHIP RIGHT NOW
Toxicity steals time, confidence and momentum. A “friend” who criticizes, a lover who gaslights, a family member who constantly borrows , cut the parasite.
Action: Choose one relationship that drains you. Set a boundary or remove them. Tell yourself: “I value my peace more than their approval.”
4) GET YOUR HEALTH CHECKED, NO EXCUSES
Your body is the machine that runs everything. Ignore it and you’ll be forced to stop later , often when it’s costly.
Action: Book a basic checkup (BP, sugar, weight). Start a 21-day routine: sleep 7hrs, walk 30 mins, cut sugary drinks. Track it daily.
5) PICK ONE SKILL THAT PAYS FAST , MASTER IT
Stop “collecting courses.” Pick one practical skill (copywriting, video editing, social media management, sales) and get market-ready.
Action: 90-day sprint: learn, create 5 portfolio pieces, pitch 20 people. Charge your first client , even if it’s cheap. Deliver excellence.
6) CREATE A 90-DAY INCOME PLAN (NOT A HOPE)
Dreams without a plan are fantasies. Write a concrete plan: what you will sell, price, number of sales required, marketing action per day.
Action: Commit to daily tasks (calls, messages, content) with measurable targets. Re-evaluate weekly and adjust ruthlessly.
7) CLEAN YOUR DIGITAL HOUSE
Your online image is your business card. Old posts, half-baked takes, sloppy photos , they cost you credibility and deals.
Action: Spend 2 hours removing or archiving toxic/embarrassing posts. Optimize your bio: who you help + how to contact you. Post one useful piece of content today.
8) BUILD A SIMPLE EMERGENCY FUND + INCOME HOLE PATCH
Surprises happen. If a single bill can ruin you, you’re fragile. The goal is not luxury , it’s survival and options.
Action: Save $1k–$5k this month into a locked account. Meanwhile, start one micro-income stream that can replace that bill within 60 days.
9) FIND A REAL MENTOR OR ACCOUNTABILITY PARTNER
Solitude breeds excuses. A mentor accelerates your mistakes into learning. An accountability partner keeps you honest.
Action: Reach out to one person who’s where you want to be. Offer value first (work, research, help). If that fails, find a peer and set weekly accountability checks.
If you don’t change your habits, nothing else will. You can hope for a miracle, or you can create one, with discipline, clarity, and ruthless priorities.
- If this content slapped you awake, comment “I’m learning ❤️” and press the share button so more people can stop losing time and start building.
- Let’s fix our lives before NEXT YEAR demands payment for our mistakes.
God bless you.
- If this message meets you today, take it as your sign.
- And if you truly care about your circle, tag 3–5 friends who need this brutal wake-up. Share this so more people can stop drifting and start doing.
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| 9 THINGS YOU MUST DO BEFORE THE END OF YEAR (BRUTAL, PRACTICAL, NON-NEGOTIABLE) |